Before you buy, Meldia weighs it against your real bills, income, and savings — so you always know what you can actually afford.
Introducing Meldia
A different kind of finance app — one that looks at your real bills, income, and savings before you spend, not after.
beyond the price tag
see how a decision actually affects your money, so you can stop second-guessing and move forward with more confidence.
01
Not just the number on the tag — the real effect on your balance, your next few days, and the goals you’re trying to protect. So the decision feels clearer instead of heavier.
02
You don’t have to figure it out alone. You get a straightforward score and a direct recommendation so you know where you stand immediately — without the mental back-and-forth.
03
Beyond the score, you get the important pieces — how it hits your balance, what’s coming up with bills, and whether it throws off your plans — so the decision feels informed, not incomplete.
From the overthinkers
Real stories from others who used to freeze, second-guess, or spiral over purchases.
helped me stop overthinking everything
Usually, I just used to leave things in my cart. I’d add something, do the math, check my balance, think about things I have to pay for, and still not feel sure. Now I just run it through Meldia and it tells me exactly what's getting hit, what bills might be in my way and more. I don't have to go back and forth checking how something i buy will hurt my account. I can decide faster and feel okay about it.”
Aisha M.
29
finally feels simple
I used to get stuck right before checking out. Even when I could technically afford something, I’ve never been the best at planning things out and I'd regret buying things later. Meldia cuts through that. It shows me the real impact in a straightforward way, so I can either move forward or walk away without the anxiety loop. It’s made spending decisions feel a lot lighter.
Priya S.
34
no more spiraling
I used to buy stuff without really thinking about what else was coming up. Then a bill would hit a few days later and I’d be stressed. Now I can see how a purchase affects the next week or so, especially with rent or other payments coming. It’s helped me avoid those tight spots where everything feels stretched at once. Simple, but it makes a difference.
Marcus T.
26
Pricing
Everything you need to know exactly what you can afford, for one simple monthly price.
Best Value | Save 17%
Year-round
Lock in your lowest rate for a full year of decision support.
$90.00
/yearly
Real-time affordability scoring (0-10) for every purchase
7-day cash flow forecasting across bills and income
Overdraft risk detection before every purchase
2 months free • Cancel anytime
Easiest option | No hassle
Standard
Instant answers to "Can I afford this?" — no commitment.
$9.00
/monthly
Real-time affordability scoring (0-10) for every purchase
7-day cash flow forecasting across bills and income
Overdraft risk detection before every purchase
Cancel anytime